As soon as you turn 64, you should start getting ready for Medicare. If you’ve decided to enroll in Medicare, this timeline offers suggestions for what you need to do to stay on track.
Age 64
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You can do this!
- Learn about Medicare and the different types of plans. Start here.
- Make a list of your regular doctors and prescription drugs to make it easy for you to compare plans.
- If you currently have coverage through an employer, ask if they offer coverage options for people 65 and older.
- Get a picture of your health care history. Ask yourself the following questions:
- What did you pay in the past year? Look at your TOTAL costs, including premiums, deductibles, copays and coinsurance.
- How many times did you go to the doctor?
- How many hospital stays did you have?
- Do you plan on traveling?
- Knowing these details will make it easier to find the right plan when you are ready to enroll.
- Compare different Medicare plans to find the coverage and premiums that work best for you.
- Medicare Star Quality Ratings offer an objective way to compare Medicare health plans. Learn more about Medicare Star Ratings.
- When comparing plans, be sure to look at the maximum amount of costs you could incur, or the out-of-pocket maximum.
- See if your doctors are covered.
- See if your prescriptions are covered.
- Compare UVM Health Advantage plans online.
- Speak to a Plan Guide.
- Find out about any extra benefits, such as fitness programs, hearing aid discounts and more.
- Arrange a personal consultation with a UVM Health Advantage Plan Guide.
- Determine which options are best for you.
Age 64 +9 months
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Now’s the time to choose your plan.
- Time to enroll. You can start enrolling in Medicare starting three months before the month of your birthday.
- To enroll in Part A and Part B, contact the Social Security Administration.
- Ready to enroll in a UVM Health Advantage (Part C) plan? We make it easy.
Need help picking a plan? Get a personalized plan recommendation
If you haven’t already done so, you should compare plans to determine which best meets your needs or request a Plan Benefit Kit.
Age 65
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Let’s get started!
- You can now take advantage of Medicare benefits. If you already enrolled in Medicare, it becomes effective now.
Need help picking a plan? Get a personalized plan recommendation
If you are still shopping for an individual Medicare plan, you only have three more months to do so. Have questions? UVM Health Advatage is here to help.
Age 65 +3 months
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Don’t get stuck paying penalties
- You must be enrolled in Part A, B and D (or creditable coverage) by now to avoid paying late enrollment penalties.
Beyond age 65
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Medicare is not a “once and done” decision.
- You can change plans once a year. If the Medicare plan you chose is not meeting your needs, you can change plans, typically in the fall, during the Medicare Annual Enrollment Period (AEP).
Plan to work past 65? Explore your options
Learn more about UVM Health Advantage medicare plans:
Request a UVM Health Advantage Plan
Benefit Kit!
Get benefit details and more when you request your FREE Plan Benefit kit now.
Meet with Us!
Get expert guidance to help you understand your options, find the right plan and make sure your transition to your new plan goes smoothly with no disruption to your care.
Call 1-833-368-4592 (TTY 711)
October 1-March 31, seven days a week, 8 am-8 pm
April 1-September 30, Monday-Friday, 8 am-8 pm
UVM Health Advantage Plan Guides are here to help.
Get expert guidance to help you understand your options, find the right plan and make sure your transition to your new plan goes smoothly with no disruption to your care.
1-833-368-4592 (TTY 711)
October 1-March 31, seven days a week, 8 a.m.-8 p.m. Eastern Time.
April 1-September 30, Monday-Friday, 8 a.m.-8 p.m.
Questions?
Get Answers Fast!
Where is it available? What benefits are included? What doctors can I see? How do I learn more?
Meet With Us
Dive into the details.
Access helpful, easy-to-understand videos.
MVP Health Care offers Medicare Advantage plans in the following counties: New York - Clinton, Essex, Franklin, Hamilton, and St. Lawrence counties.
MVP Health Plan, Inc. is an HMO-POS/PPO organization with a Medicare contract. Enrollment in MVP Health Plan depends on contract renewal. Out-of-network/non-contracted providers are under no obligation to treat MVP Health Plan members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services. For accommodations of persons with special needs at meetings, call 1-800-324-3899 (TTY 711). Every year, Medicare evaluates plans based on a 5-star rating system. Other physicians/providers are available in the MVP Health Care network.
MVP virtual care services through Gia are available at no cost-share for most members. In-person visits and referrals are subject to cost-share per plan.
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ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1 844 946 8010 (TTY 711). 注意:如果您使用繁體中文,您可以免費獲得語言援助服務。請致電 1-844-946-8010 (TTY 711).
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Last updated: 10/1/2024